Business Banking

What We’re All About

People who start their own business are different. They operate with a unique blend of drive, ambition and self-belief: the kind of spirit we call mettle.
That’s why we’ve partnered with Mettle, a modern business banking app created to empower that spirit. Together, we provide a simple, reliable way for small business owners, consultants and contractors to stay in control of their finances with confidence.

Built for Small Business Success

Every small business and limited company contractor deserves the chance to succeed, without the stress or uncertainty of navigating complex finances alone.
Through our partnership with Mettle, we help you manage your accounting responsibilities in a streamlined, intuitive way. The tools are built for real people running real businesses: fast, flexible and designed to remove financial guesswork.

Seemless FreeAgent Integration

Many of our clients receive FreeAgent as part of their accountancy package. Mettle connects directly to FreeAgent, giving you a clear, real‑time view of your income, spending and tax. FreeAgent’s smart automation categorises transactions and reduces admin, helping you focus on your business instead of your bookkeeping

Instant Payment Notifications

Stay informed the moment a payment lands. Mettle alerts you instantly and automatically matches payments to your invoices for easy tracking.

Create & Send Invoices Anywhere

Generate professional invoices on the go directly from your phone. Track what’s been paid, what’s outstanding and send reminders.

Live Tax Estimates

With FreeAgent powering your tax insights, you are given an ongoing estimate of how much you’re likely to owe and when it’s due; helping you plan with confidence.

Automatic Saving Pots

Use Mettle’s Pots to set aside money for tax, expenses or upcoming business costs. Keep your main account clear and stay financially organised throughout the year.

A Better Way to Run Your Business

Simple banking. Clear insights. Specialist accountancy support.
If you want a smoother financial experience designed for small businesses and contractors, Mettle combined with our expertise delivers exactly that!

How can I open a Mettle account?

To learn more about Mettle or to open an account, simply visit their website using the link here.

Eligibility

See if Mettle are a match for your business…

Your business must be registered and trading in the UK
You’ll need to be a UK resident and only pay tax in the UK
You’ll need an iOS or Android device to open and manage the account. For Apple devices, you’ll need to be on iOS 15 or later and for Android you’ll need to be on 9.0 or later
Your main account balance is up to £1 million*
You and any other person of significant control (PSC) have to be 18 or over to open an account
You are not a US Person for tax purposes
• No access to credit or government-backed loans
• No international payments
• No cheque deposits
* Eligible funds are protected by FSCS up to £120,000.